The information and advice provided by this The Impact Fellowship (“TIF” or “the Firm”) is for informational purposes only and should not be construed as a solicitation to buy or sell any securities or other financial instruments. The Firm is not a registered investment advisor, and its services are not subject to the regulatory oversight. TIF’s services are offered only to qualified investors who are able to bear the risks associated with investing in securities and other financial instruments. We all know that past performance is not indicative of future results. The value of any investment can go down as well as up, and investors may lose money. Any and all information and advice provided by the Firm is subject to change without notice. The Firm does not make any representations or warranties, express or implied, as to the accuracy, completeness, or timeliness of any information or advice provided by the Firm. The Firm is not liable for any losses or damages, direct or indirect, arising out of or in connection with any information or advice provided by the firm. TIF reserves the right to refuse to provide any information or advice to any person or entity at any time.